Renting vs Buying: The Pros & Cons

Buying Vs Renting - The Pros and Cons

The buying vs. renting debate has been going on for some time, and the truth is — there are pros and cons to both sides. What’s most important is that you make your decision based on your short and long-term goals, as well as what’s right for your finances. The below chart compares the positives […]

Are You Mortgage Ready?

Your Keys To Success

Tired of wasting money on rent and ready to build equity for your future? Then Let’s talk about the 3 steps to becoming mortgage ready! #1 Get to know your credit score Start by getting a free copy of your credit report at www.annualcreditreport.com. Review the report for any errors and know what factors determine […]

Changes are coming to your FICO score

Credit card

Your credit score is 1 of 7 factors that affect your mortgage rate. FICO recently announced a new version of the FICO score, a 3-digit number that assesses a person’s credit risk. Previously, FICO scores were calculated by taking a snapshot of a person’s payment history. The new model will take a historical view of payments […]

Tips For First-Time Home Buyers

smiling young woman with device

Being a first-time home buyer is exciting! But I know it can also feel overwhelming—especially when you see homes being purchased at a median of $250,000 and available homes flying off the market in just three weeks.1 With real estate trends like those, you might be tempted to make an impulsive purchase that could hurt your financial goals and keep you […]