What Does Your Home Insurance Actually Cover

What Does Your Home Insurance Actually Cover? Hurricane season is from June 1st through November 30th. It’s always a good idea to check your homeowners insurance policy to make sure you’re properly protected. Here are some questions we think you should ask yourself and your Insurance Provider: Is your insurance policy enough to rebuild your […]

Renting vs. Buying: Homeowner Tax Breaks

Buying vs. Renting - Homeowner Tax Breaks

If you’re a devoted renter or are on the fence about buying a home, have you considered the numerous tax breaks you could take advantage of if you were a homeowner? Renters have virtually no tax benefits, other than deducting home office space or property tax payments that are bundled into their lease agreement. On […]

Renting vs Buying: The Pros & Cons

Buying vs. Renting - The Pros and Cons

The buying vs. renting debate has been going on for some time, and the truth is — there are pros and cons to both sides. What’s most important is that you make your decision based on your short and long-term goals, as well as what’s right for your finances. The below chart compares the positives […]

Get Ready for the Spring Market

flower in front of house

The supply of ready, willing, able buyers is the highest in the Spring. Buyers typically get their income tax returns during the Spring and many intend to use that to put towards their down payment/closing costs. Another great thing about Spring is the weather! Days are longer so you have more time for house showings. […]

Are You Mortgage Ready?

Couple getting keys.

Tired of wasting money on rent and ready to build equity for your future? Then Let’s talk about the 3 steps to becoming mortgage ready! #1 Get to know your credit score Start by getting a free copy of your credit report at www.annualcreditreport.com. Review the report for any errors and know what factors determine […]

Changes are coming to your FICO score

Your credit score is 1 of 7 factors that affect your mortgage rate. FICO recently announced a new version of the FICO score, a 3-digit number that assesses a person’s credit risk. Previously, FICO scores were calculated by taking a snapshot of a person’s payment history. The new model will take a historical view of payments […]

Tips For First-Time Home Buyers

Being a first-time home buyer is exciting! But I know it can also feel overwhelming—especially when you see homes being purchased at a median of $250,000 and available homes flying off the market in just three weeks.1 With real estate trends like those, you might be tempted to make an impulsive purchase that could hurt your financial goals and keep you […]