With Clint Christensen in Orlando, FL.
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Finding your dream house is only the beginning of the journey to homeownership. Christensen Financial (CFI) is Richmond’s leading mortgage company, with a wealth of experience providing matching qualified home buyers with the right mortgage lending solutions.
Buying a new house is an exciting but sometimes scary process, and our specialists are experts at helping customers secure loans and understand what’s going on every step of the way.
Pre-qualification is an excellent way to discover where you stand. Essential information like your current credit score, obligations, and income will give a loan officer the information needed to determine your loan eligibility.
We’ll take a look at special situations that may help you qualify for special mortgage programs, including:
It’s an excellent time right now to buy a house, especially if you qualify for low fixed rates. The best way to find out is by pre-qualifying.
This is the right time to put together your pay stubs, W2s, and other vital information that will be needed in both the pre-qualification and mortgage application processes.
Our experienced loan officers are happy to guide you through the entire mortgage process, one step at a time. Enjoy a stress-free lending process, knowing you’re in excellent hands for your new loan.
You can apply online if you like, or you may decide to speak with us first. Either way, we’ll get an answer for you fast.
The mortgage loan process follows these steps:
We run credit reports for final approval, and all appraisals and estimates happen first. Keep in mind that your application goes through underwriting. Once approved, the closing happens.
CFI offers a diverse range of loans in Richmond, Virginia. We have loans with fixed rates for qualified borrowers. Whether you’re making a home purchase or you need to refinance, there are loan programs available to help.
Consider our programs, and discover the one that’s right for you. Our options include:
There’s a program for everyone, and some of them have additional benefits. We can help you decide which mortgage product is best for you.
Are you the hands-on type? Get involved with your loan transaction in a whole new way with our powerful, simple to use mobile app.
We believe that applying for a home loan doesn’t have to cause stress. Our team understands the Richmond, VA market, and we know what it takes to gain approval. Don’t hesitate to contact us for help to find out which loan is best for your situation.
When you need a loan, nothing beats personal attention. That’s the precise solution we provide at CFI. Our primary aim is to reduce paperwork and complexity so that the mortgage application process is straightforward and accessible to all.
Purchasing a new home or refinancing an existing one in the Richmond area is no longer a challenge. Contact CFI today, and begin your journey to homeownership.
Thank you. Your loan officer will be contacting you soon.
License(s): Alabama Consumer Credit License 21433 | Colorado Mortgage Company Registrant | DC Mortgage Dual Authority License MLB112516 | Arkansas Combination Mortgage Banker/Broker/Servicer License 101560 | Florida Mortgage Lender Servicer License MLD1715 | Georgia Residential Mortgage Licensee 21045 | Illinois Department of Financial & Professional Regulations MB.6761311 | Kansas Mortgage Company License MC.0025032 | Louisiana Residential Mortgage Lending Licensee | Maryland Mortgage Lender License 18626 | Michigan 1st Mortgage Broker/Lender FL0022014 | Mississippi Mortgage Lender 112516 | Missouri Mortgage Company License License 19-2051 | New Mexico Mortgage Loan Company | North Carolina Mortgage Lender License L-181551 | Pennsylvania Mortgage Lender License 32852 | Oklahoma Mortgage Lender License ML010110 | South Carolina BFI Mortgage Lender/Servicer MLS-112516 | Tennessee Mortgage License 109381 | Texas SML Mortgage Banker Registrant | Virginia Mortgage Lender/Broker MC-5371
TEXAS COMPLAINTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
All loans are subject to credit and property approval. Programs, rates, terms, and conditions are subject to change without notice. Not all products are available in all states or for all loan amounts. Other restrictions apply. The lender/Purchaser is Christensen Financial, Inc. of Florida. Christensen Financial, Inc. is an Equal Opportunity Employer. As a family-owned business, we are deeply devoted to delivering exceptional customer service. If at any time you feel you are not receiving this level of service, please feel free to contact Sara Christensen Adams, VP & Director of Operations at 407 641-0994 or by email: [email protected]
Christensen Financial, Inc. | NMLS ID # 112516 is an Equal Housing Lender - ©2019 All Rights Reserved.
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