FHA Mortgage

The perfect loan to help you build your future.

FHA Home Loans are federal government-insured mortgages that allow lenders, like Christensen Financial, the opportunity to offer home financing to those who traditionally struggle to secure home financing. Our FHA loan programs have less stringent qualifications, offering great options for homeowners and home buyers, whether you need a new home loan or are refinancing your current mortgage.

Government-insured FHA Home Loans are a popular loan for first time home buyers because you do not need a large down payment to secure a first-time mortgage. Typically, buyers may put down as little as 3.5 percent.

FHA Home Loan Benefits

Easier Credit Qualifying

Easier Credit Qualifying

Government-backed loans allow you to get more with less credit.

Lower Closing Costs

Lower Closing Costs

FHA loans allow sellers to cover closing costs up to six percent of your purchase price.

Less Stringent Debt And Job Requirements

Less Stringent Debt And Job Requirements

Lower requirements to help 1st time and lower-income buyers acheive home ownership.

Gifts Allowed Towards Down Payment

Gifts Allowed Towards Down Payment

Get help from loved ones or family to go towards your homes down payment.

Knowledge is power. Learn more about the different types of FHA loans available.