With Clint Christensen in Orlando, FL.
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Christensen Financial Inc. has many local branches near you.
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At Christensen Financial Inc., we use our extensive knowledge of the mortgage industry to streamline your home-buying experience in Kissimmee, Florida. Our clients are treated like family while having access to the resources of larger mortgage lenders. With nearly 20 years in business, our company continues to grow nationally.
While each loan program may vary slightly, here are eight basic steps that you can expect when you are securing a mortgage:
The number of loan programs available can be overwhelming, but we demystify your home loan options with simple yet thorough explanations. We will guide you through the options available, whether a government loan or a conventional loan best meets your needs.
Conventional loans are not insured by the federal government. Patterns in the borrower’s income, expenses and credit report are considered when determining qualification for a conventional loan. A down payment of 5 to 20 percent is typically required. Additionally, the interest rate is calculated based on the specific conventional loan program selected and the borrower’s credit score. At CFI, we can help you secure one of these conventional loans on your home purchase:
Home Affordable Refinance Program, or HARP loan
Government home-buying loans are touted as a flexible, affordable option for those who qualify. They may offer lower interest rates, flexible payment arrangements, and require a lower down payment compared to their conventional counterparts. At CFI, we can help you determine if you qualify for one of these government loan programs:
Are you the hands-on type? Get involved with your loan transaction in a whole new way with our powerful, simple to use mobile app.
If you have your sights set on a high-priced home, talk to us about our Jumbo Loan programs. These programs are designed with the flexibility to get you into the home of your dreams. Our Jumbo Loans feature:
Construction to permanent loans, or CP loans, streamline new construction financing. Rather than securing separate construction and mortgage loans, this program weaves both loan types into one package. This reduces overall borrower fees and eliminates the need for two closings and a requalification process.
CFI is a leading mortgage lender in Kissimmee, FL, and many other areas. Let us help you secure a mortgage for your new Space Coast home that makes personal and financial sense. We offer the same programs as larger companies, delivered with a personal touch. Contact us today to get started.
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License(s): Alabama Consumer Credit License 21433 | Colorado Mortgage Company Registrant | DC Mortgage Dual Authority License MLB112516 | Arkansas Combination Mortgage Banker/Broker/Servicer License 101560 | Florida Mortgage Lender Servicer License MLD1715 | Georgia Residential Mortgage Licensee 21045 | Illinois Department of Financial & Professional Regulations MB.6761311 | Kansas Mortgage Company License MC.0025032 | Louisiana Residential Mortgage Lending Licensee | Maryland Mortgage Lender License 18626 | Michigan 1st Mortgage Broker/Lender FL0022014 | Mississippi Mortgage Lender 112516 | Missouri Mortgage Company License License 19-2051 | New Mexico Mortgage Loan Company | North Carolina Mortgage Lender License L-181551 | Pennsylvania Mortgage Lender License 32852 | Oklahoma Mortgage Lender License ML010110 | South Carolina BFI Mortgage Lender/Servicer MLS-112516 | Tennessee Mortgage License 109381 | Texas SML Mortgage Banker Registrant | Virginia Mortgage Lender/Broker MC-5371
TEXAS COMPLAINTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
All loans are subject to credit and property approval. Programs, rates, terms, and conditions are subject to change without notice. Not all products are available in all states or for all loan amounts. Other restrictions apply. The lender/Purchaser is Christensen Financial, Inc. of Florida. Christensen Financial, Inc. is an Equal Opportunity Employer. As a family-owned business, we are deeply devoted to delivering exceptional customer service. If at any time you feel you are not receiving this level of service, please feel free to contact Sara Christensen Adams, VP & Director of Operations at 407 641-0994 or by email: [email protected]
Christensen Financial, Inc. | NMLS ID # 112516 is an Equal Housing Lender - ©2019 All Rights Reserved.
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