Changes are coming to your FICO score

Credit card

Your credit score is 1 of 7 factors that affect your mortgage rate. FICO recently announced a new version of the FICO score, a 3-digit number that assesses a person’s credit risk. Previously, FICO scores were calculated by taking a snapshot of a person’s payment history. The new model will take a historical view of payments […]

No W-2? No Problem!

Signing contract

Documents self-Employed Borrowers Need to Get a Mortgage Self-employed borrowers experience the same loan process as people who receive a wage or salary. However, the income of self-employed borrowers’ is calculated under strict regulations for residential mortgages. Lenders want assurance that the borrowers can prove that they have a stable income and will be able […]

Investing in Real Estate:

Grow your wealth

Investing in Real Estate: Advantages & Pitfalls Investing in Real Estate is a proven method of building wealth with an attractive risk vs reward profile. That advantages include:  Real Estate is traditionally a stable investment Great investment for long term value and returns Monthly rental income plus an increase in home value Can typically rent […]

5 Crucial Points of a Home Inspection

home inspector

Home inspections and home appraisals are commonly thought to be the same step in the home buying process. There are many similarities, but they are different. A home appraiser’s job is to report the monetary value of a property based on elements of the home (square footage, number of rooms, etc.) and the fair market (current market […]

Home Cooking with CFI: Dry Rub Recipe for Pulled Pork

pulled pork

Have you ever tried cooking outside in cold, fridged weather? Yeah, we know. It’s no fun! Don’t let cold weather stop you from enjoying the best part of the winter season, comfort food. Imagine being able to prepare this recipe for a dry rub for pulled pork, going outside and firing up the grill in […]

Top 10 Tips For Buying a Second Home

2nd story of home

Investment | Vacation | Second Home Owning a second home is possible! However, there are a few things that you should consider when you’re thinking about buying an additional property:  1. Only buy what’s in your budget (A licensed loan officer like me can help you find exactly what you can afford). Click here for our budget calendar.  […]

10 Best FL Beach Towns for Investment Properties in 2019

miami florida beach

Florida is known as a year-round vacation destination. Occupancy tends to be consistently high while the occupancy of northern competition is low. Owning an investment property in Florida can be a lucrative asset. You may be able to earn more bang for your buck by investing in a home in a beach town.  Check out […]

Tips For First-Time Home Buyers

smiling young woman with device

Being a first-time home buyer is exciting! But I know it can also feel overwhelming—especially when you see homes being purchased at a median of $250,000 and available homes flying off the market in just three weeks.1 With real estate trends like those, you might be tempted to make an impulsive purchase that could hurt your financial goals and keep you […]

CFI Corporate Office Relocation 2018

New sign at CFI corporate

Top Orlando-based Lender Expands to Larger Location in 2018 Longwood, Fla. (December 1, 2017) –Christensen Financial, Inc. (CFI) today announced that they are relocating their corporate office to a larger location to accommodate their expanding business. As of January 1, 2018, partners, vendors and borrowers can visit the CFI corporate team at their new headquarters address: 860 […]