Additional Refinance Fees have been removed!

Refinance costs have been reduced! The Federal Housing Finance Agency (FHFA) recently announced an end to the controversial Freddie Mac and Fannie Mae adverse market refinance fee (guarantee fee). In 2020, the FHFA started charging this fee in response to the “increased costs and risks” of financial lending during the global pandemic of Covid-19. However, […]

How to Compete in a Seller’s Market

Buying-in-Sellers-Market

Tired of being outbid? Here’s How to Compete in a Seller’s Market Despite the global health crisis, competition is still tight in today’s real estate market. In fact, a recent report suggests that the real estate market will experience stiff competition, slashed mortgage rates, elevated prices, and low inventory for the rest of 2021. These market conditions […]

CFI Turns 20!

New sign at CFI corporate

Top Orlando-based Mortgage Lender Celebrates 20th Anniversary Pandemic-Style Altamonte Springs, Fla. (May 1, 2021) – Christensen Financial, Inc. (CFI) celebrates 20 years of business in the mortgage industry this month. The family-owned company has grown from a local small business to a national name in the real estate sector. Earning several employer awards for company culture […]

Refinance Fees Have Been Postponed!

Money and Calendar

Refinance Fees Have Been Delayed until December! A few weeks ago, Fannie Mae and Freddie Mac’s announcement of a new guarantee fee (G-fee) for refinances shook the core of the housing industry. These fees will add an extra 50bps to refinance mortgage loans. That could be an additional $1500 on a $300k loan! The mortgage industry […]

CFI launches Mortgage Mobile App

Christensen Financial Launches Mortgage Mobile App Top Mortgage Lender Adds New Technology for an Even Smoother Borrower Experience Altamonte Springs, Fla. – Christensen Financial, Inc. (CFI) has partnered with Easy Mortgage Apps to roll out a dynamic mobile application for loan officers, referral partners, and borrowers. “We have seen the native mobile application play an […]

Best Companies to Work for 2020

Florida Trend Winner logo 2020

CFI ranks in Florida Trend’s Best Companies to Work for in Florida list for the second year in a row! https://www.youtube.com/watch?v=HRQHdCDNUNk The Best Companies to Work for in Florida is a survey and awards program dedicated to identifying and recognizing the area’s best employers and providing organizations with valuable employee feedback. This is Florida Trends’ […]

Tips from an Insurance Expert: What to consider when Home Insurance shopping

Home Insurance

Tips from an Insurance Expert: What to consider when Home Insurance shopping With hurricane season ramping up, we want to make sure our clients are protecting their greatest investment. Taking the necessary precautions such as boarding up windows, trimming branches, and clearing furniture from the yard is a good start. The next step is to insure […]

What does your home insurance actually cover?

Home Insurance

What Does Your Home Insurance Actually Cover? Hurricane season is from June 1st through November 30th. It’s always a good idea to check your homeowners insurance policy to make sure you’re properly protected. Here are some questions we think you should ask yourself and your Insurance Provider: Is your insurance policy enough to rebuild your […]

Business opportunities through COVID-19

Woman using a laptop

Business Opportunities for Real Estate Agents through COVID-19 As a Real Estate Agent, Spring is a peak selling season for you. With the market currently being affected by Coronavirus, we want to partner with you and help you continue to capitalize on the benefits of buying and selling in Spring. Here’s a quick update on […]

Coronavirus Vs.The Mortgage Industry: Should you buy now or wait?

Mortgage Rates

Coronavirus Vs. The Mortgage Industry: Should you buy now or wait? As you continue to get daily updates on how Coronavirus is affecting the mortgage industry, it may seem like buying a home at this time is not ideal. Before you call off your home purchase, it is important to do research to make an […]