Woman using a laptop to look for a home in a real estate website
As a Real Estate Agent, Spring is a peak selling season for you. With the market currently being affected by Coronavirus, we want to partner with you and help you continue to capitalize on the benefits of buying and selling in Spring. Here’s a quick update on the mortgage industry and how you can leverage …
blue and yellow graph on-stock market monitor
As you continue to get daily updates on how Coronavirus is affecting the mortgage industry, it may seem like buying a home at this time is not ideal. Before you call off your home purchase, it is important to do research to make an informed decision. Here are a few updates on the mortgage industry …
Buying vs. Renting - Homeowner Tax Breaks
If you’re a devoted renter or are on the fence about buying a home, have you considered the numerous tax breaks you could take advantage of if you were a homeowner? Renters have virtually no tax benefits, other than deducting home office space or property tax payments that are bundled into their lease agreement. On …
Buying vs. Renting - The Pros and Cons
The buying vs. renting debate has been going on for some time, and the truth is — there are pros and cons to both sides. What’s most important is that you make your decision based on your short and long-term goals, as well as what’s right for your finances. The below chart compares the positives …
flower in front of house
The supply of ready, willing, able buyers is the highest in the Spring. Buyers typically get their income tax returns during the Spring and many intend to use that to put towards their down payment/closing costs. Another great thing about Spring is the weather! Days are longer so you have more time for house showings. …
Couple getting keys.
Tired of wasting money on rent and ready to build equity for your future? Then Let’s talk about the 3 steps to becoming mortgage ready! #1 Get to know your credit score Start by getting a free copy of your credit report at www.annualcreditreport.com. Review the report for any errors and know what factors determine …
Know Your Credit Report
Your credit score is 1 of 7 factors that affect your mortgage rate. FICO recently announced a new version of the FICO score, a 3-digit number that assesses a person’s credit risk. Previously, FICO scores were calculated by taking a snapshot of a person’s payment history. The new model will take a historical view of payments …
Real estate marketing has shifted drastically in the last decade. Marketing is no longer just about adopting new technology and using it better than other agents. Up until recently, agents have only competed with each other for business. Now, agents are competing against Venture Captial Companies, Wall Street Funds, and iBuyers like Offerpad and Open …
Documents self-Employed Borrowers Need to Get a Mortgage Self-employed borrowers experience the same loan process as people who receive a wage or salary. However, the income of self-employed borrowers’ is calculated under strict regulations for residential mortgages. Lenders want assurance that the borrowers can prove that they have a stable income and will be able …