Down Payment & Closing Cost Assistance for Frontline workers

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Down Payment & Closing Cost Assistance for Frontline workers https://youtu.be/0YxcbMOVxFE Effective June 1st, the Florida Hometown Heroes Housing Program will be enacted to help combat the rising cost of living on frontline workers in our communities. This $100 million program is administered by the Florida Housing and Finance Corporation (Florida Housing). The program will make […]

What Can Reverse Mortgage Funds Be Used For?

What Can Reverse Mortgage Funds Be Used For? Sellers’ markets are a great environment for homeowners interested in reverse mortgages. In this type of market, home values are up and homeowners 62+ are able to tap into even more home equity. Also know as HECM (Home Equity Conversion Mortgage) loans, reverse mortgages are ideal for […]

What Real Estate Agents Want You to Consider

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In a competitive seller’s market, buying a home can seem hopeless. You’ve put in offer after offer and haven’t been able to secure a home. We’re here to tell you that there may be ways to increase your bidding changes! After talking to some of our Real Estate Agent Partners, we’ve compiled a list of […]

The Cost of Waiting to Buy a Home

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The Cost of Waiting to Buy a Home A lot of buyers right now have been waiting for the housing market to cool down. But waiting for just the right time to buy a home can be really tricky. Financial experts anticipate interest rates may start increasing in 2022. Add general property appreciation on top […]

4 Considerations Before Buying a Vacation Home in Florida

4 Considerations Before Buying a Vacation Home in Florida With Forbes Advisor reporting that the short-term rental industry is finally gaining some traction again, it’s worth considering investing in a vacation home, especially as a rental property. Data from Airbnb shows that between March and September 2020, occupancy rates in short-term rentals grew by 13% across 300 […]

CFI Ranks #1 in the Small Company Group on Orlando Sentinel’s Top Work Place List

Top Place To Work

CFI Ranks #1 in the Small Company Group – Orlando Sentinel’s Top Work Place List https://youtu.be/RusBlESqlMA Altamonte Springs, Fla. (September 27, 2021) – Christensen Financial, Inc. (CFI) has been awarded a Top Workplaces 2021 honor by The Orlando Sentinel. The list is based solely on employee feedback gathered through a third-party survey administered by employee […]

Additional Refinance Fees have been removed!

Refinance costs have been reduced! The Federal Housing Finance Agency (FHFA) recently announced an end to the controversial Freddie Mac and Fannie Mae adverse market refinance fee (guarantee fee). In 2020, the FHFA started charging this fee in response to the “increased costs and risks” of financial lending during the global pandemic of Covid-19. However, […]

How to Compete in a Seller’s Market

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Tired of being outbid? Here’s How to Compete in a Seller’s Market Despite the global health crisis, competition is still tight in today’s real estate market. In fact, a recent report suggests that the real estate market will experience stiff competition, slashed mortgage rates, elevated prices, and low inventory for the rest of 2021. These market conditions […]

CFI Turns 20!

New sign at CFI corporate

Top Orlando-based Mortgage Lender Celebrates 20th Anniversary Pandemic-Style Altamonte Springs, Fla. (May 1, 2021) – Christensen Financial, Inc. (CFI) celebrates 20 years of business in the mortgage industry this month. The family-owned company has grown from a local small business to a national name in the real estate sector. Earning several employer awards for company culture […]

Refinance Fees Have Been Postponed!

Money and Calendar

Refinance Fees Have Been Delayed until December! A few weeks ago, Fannie Mae and Freddie Mac’s announcement of a new guarantee fee (G-fee) for refinances shook the core of the housing industry. These fees will add an extra 50bps to refinance mortgage loans. That could be an additional $1500 on a $300k loan! The mortgage industry […]