Renting vs. Buying: Homeowner Tax Breaks

Buying Vs Renting - Homeowner Tax Breaks

If you’re a devoted renter or are on the fence about buying a home, have you considered the numerous tax breaks you could take advantage of if you were a homeowner? Renters have virtually no tax benefits, other than deducting home office space or property tax payments that are bundled into their lease agreement.  On […]

Renting vs Buying: The Pros & Cons

Buying Vs Renting - The Pros and Cons

The buying vs. renting debate has been going on for some time, and the truth is — there are pros and cons to both sides. What’s most important is that you make your decision based on your short and long-term goals, as well as what’s right for your finances. The below chart compares the positives […]

Get Ready for the Spring Market

flower

The supply of ready, willing, able buyers is the highest in the Spring. Buyers typically get their income tax returns during the Spring and many intend to use that to put towards their down payment/closing costs. Another great thing about Spring is the weather! Days are longer so you have more time for house showings. […]

Are You Mortgage Ready?

Your Keys To Success

Tired of wasting money on rent and ready to build equity for your future? Then Let’s talk about the 3 steps to becoming mortgage ready! #1 Get to know your credit score Start by getting a free copy of your credit report at www.annualcreditreport.com. Review the report for any errors and know what factors determine […]

Changes are coming to your FICO score

Credit card

Your credit score is 1 of 7 factors that affect your mortgage rate. FICO recently announced a new version of the FICO score, a 3-digit number that assesses a person’s credit risk. Previously, FICO scores were calculated by taking a snapshot of a person’s payment history. The new model will take a historical view of payments […]

How to win the Realtor Marketing Game

smart home iBuyer

Real estate marketing has shifted drastically in the last decade. Marketing is no longer just about adopting new technology and using it better than other agents. Up until recently, agents have only competed with each other for business. Now, agents are competing against Venture Captial Companies, Wall Street Funds, and iBuyers like Offerpad and Open […]

No W-2? No Problem!

Signing contract

Documents self-Employed Borrowers Need to Get a Mortgage Self-employed borrowers experience the same loan process as people who receive a wage or salary. However, the income of self-employed borrowers’ is calculated under strict regulations for residential mortgages. Lenders want assurance that the borrowers can prove that they have a stable income and will be able […]

Investing in Real Estate:

Grow your wealth

Investing in Real Estate: Advantages & Pitfalls Investing in Real Estate is a proven method of building wealth with an attractive risk vs reward profile. That advantages include:  Real Estate is traditionally a stable investment Great investment for long term value and returns Monthly rental income plus an increase in home value Can typically rent […]

5 Crucial Points of a Home Inspection

home inspector

Home inspections and home appraisals are commonly thought to be the same step in the home buying process. There are many similarities, but they are different. A home appraiser’s job is to report the monetary value of a property based on elements of the home (square footage, number of rooms, etc.) and the fair market (current market […]